Bad Credit New Car Financing in Paris, TX

Finance Your New Toyota Even With Bad Credit

Keeping your credit score high can be difficult these days, but just because your credit score is considered poor or bad doesn't mean that you still don't need or want a Toyota vehicle. We, here at Everett Toyota, understand this and our financial team is ready to work with you until we find you the perfect monthly payment for your budget.

How Do I Purchase A Car With Bad Credit?

  • Know Your Score - First of all, don't be discouraged by why you think your credit score is. It may actually be different, maybe even better. There are plenty of places online that you can figure out what you score is and some are even for free.
  • Let Our Finance Center Work For You - We, here at Everett Toyota, want you to get the best possible lease or loan that is available. We will work hard until we find one that meets your criteria.
  • Get Started Ahead Of Time - Before you even step foot onto our lot, feel free to use our online Credit Application. This will inform you of what your options may be and can give you an estimate of what you can afford.
  • Don't Give Up - We guarantee that there is someone who has purchased a vehicle from us with worse credit than you. Let us help you and you will be driving away in your new or used vehicle soon!

Visit Everett Toyota And Discuss Your Bad Credit Options Today!

Whether this is your first time looking for a vehicle and you have absolutely no credit or you are a seasoned car buying customer, we encourage you to stop by Everett Toyota and allow our financial experts to help you with your lease or loan application. We are always available to answer any questions that you may have and can't wait to see you drive home in your new Toyota vehicle!


Everett Toyota of Paris

3235 NE Loop 286
Directions Paris, TX 75460

  • Sales: (903) 784-8989
  • Service: (903) 784-8989
  • Parts: (903) 784-8989

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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.